Small businesses are the backbone of the Australian economy yet traditionally it is very difficult for small businesses to obtain finance from the banks. This is even more so today with the banks tightening up their lending criteria and turning away small businesses when they apply for a loan which would normally be approved.

This is where we come in. Here at UBF we specialise in helping small business and the self-employed with their financial needs and we have been doing it since 1998. We understand small business because we are a small business too. 

We can help you when the others can’t.

UBF offers a range of financial products that are tailored for the needs of business owners and the self-employed. These products range from a business loan to purchase vehicles, invoice financing to increase your cash flow, loan consolidation to get your debt in order or low-doc home loans for the self-employed. We have the experience and the ability to help you succeed.

Not a business owner or not self-employed? Not a problem. Our expertise extend beyond helping small businesses. Whether you are a new buyer looking to own your first home, a current home owner seeking to refinance to a better deal or a seasoned property investor wanting to add to your portfolio, we have the tools and the expertise to help you reach your goals.

Here at UBF we don’t just lend to borrowers with a great financial record. If you have had a few bumps along the way, our specialist lending products and low-doc loans may be more appropriate for you. If you have been previously knocked back for finance due to age, try calling us. UBF does not discriminate and your application will be assessed like any other.

UBF is a non-bank lender and we lend institutional wholesale funds just like a bank does. Unlike a broker who will often lend on behalf of a bank and have little to do with the borrower after the loan has been provided, we manage your loan from application stage right through to the end of the loan term. The person you call to have an enquiry is also the person who initially processed your loan. So if you need further assistance in the future – we are just a phone call away.